"Growing MSMEs is Growing PNG!"
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Success stories for
Reaching the unreached through the bottom-up approach from ward level up

XANA’S BRAIDING STUDIO
In 2020, many people were laid off from work as the Corona virus had hit hard in the country. Xana Voyorite from Eastern Highlands was one of those people who got laid off from her formal employment with Nature Park as the Conservation Educator. She returned home to Goroka and reminded herself that she will not work for other people but will be her own boss. Xana took the opportunity and attended SME Corporation’s
Improve Your Business (IYB) Entrepreneurship training facilitated by Jabez Business Services that same year. She attended the IYB Entrepreneurship training as she already had attended the SME Corporation’s Start Your Business or SYB Entrepreneurship training in 2018. After the IYB training she was motivated to go back to business as she has learnt important lessons during the two weeks Improve Your Business Entrepreneurship Training. “I realized my mistakes, things I should have done and things I should have not done.” The important lesson Iearnt are the 5 pieces in marketing.” Since Xana, has the hobby of braiding different hair styles, she decided to start her business using her hobby. She now owns the Xana’s Braiding Studio in Goroka town. Apart from her main business of braiding different hair styles, she also sells different hair products. She also assists local mothers by purchasing bilums from them and re-selling them at her shop. Xana employs young ladies who can braid to assist her in her business. This year 2025 will be fifth year for Xana’s Braiding Studio to be in operation. Her business is a registered one with the Investment Promotion Authority and the Internal Revenue Commission
Priscilla Neke

JOMIGU INTEGRATED FARM
55-year-old Priscilla Neke is an elementary school teacher in her home district in Ungai/Bena, Eastern Highlands Province. In August of 2023, Priscilla attended SME Corporation’s Start Your Business (SYB)Entrepreneurship Training at the Ketarobo SDA Church. The two weeks Entrepreneurship training motivated
Priscilla in a way that it changed her mindset to not wait for her fortnightly salary only instead venture into small business activities to generate income for herself and her family. With the motivation from the training, she went to the BSP bank in Goroka and applied for a K16,000 loan which was approved. By October 2023, she used the money to build a poultry and purchased two cartons of layers. Disaster struck in early 2024 where the nearby creek burst its banks and flood swept away seventy – eight of her chicken layers. She was so worried as she just started her business Jomigu Integrated Farm and worst of all she is still repaying her loan from the BSP bank. But a good Samaritan came to Priscilla’s rescue with seven (7) chicken layers adding to the twenty-seven (27) left from the disaster, in total she has thirty-five (35) chicken layers. She didn’t give up that easily, rebuilt what was destroyed and continued looking after her chicken layers. Now she sells fresh eggs every day. “Long wanpla dei, ol kakaruk sa givim mi 30pla egg na mi save salim K1 long wanpla. Yu taimsim 30 wantaim 7 em bai yu save lo amas mi save kisim insait long wanpla week taim mi salim egg. Insait long displa training mipla kisim, em mipla kisim training blong how long lukautim money na how blong spendim money tu.” But then as Priscilla continues with her poultry business, she was faced with another challenge and that is to buy layers feed weekly to feed the chicken layers. She then came up with another business idea, setting up a table doing sales of basic food items to help her with the weekly purchase of layers feed. She employed two assistants to help her with the poultry and Priscilla has registered Jomigu Integrated Farm with the Investment Promotion Authority and the Internal Revenue Commission.
Betty Gaige

HIPA TRADING
If you are new to Goroka, Eastern Highlands Province, you will not know where the Hipa Trading is located. But for those who know the place will say it is located at North Goroka. Yes, Hipa Trading now serves the residents as well as students attending the University of Goroka with their daily needs. It not only provides retail business but also a bakery and a “kaibar. The business has another
kaibar in the heart of Goroka Town as well. This all started from a poultry business by Betty Gaige who is now in her early 50s. After attending SME Corporation’s Start Your Business or SYB Entrepreneurship Training in 2015 facilitated by Jabez Business Services she decided venture into the retail business. Betty said “mi lainim planti samting lo bisnis olsem savings culture, time management na planti narapla ol samting.” From the money she made from her poultry business, she decided to save the money with BSP and after a year, her application was successful to get a loan of K12, 000 where she purchased some cargoes for a trade store. And that’s how Hipa Trading came into existence. Because of her good records with the BSP Bank in loan repayment, she was successful with another loan in 2020 which she extended her business with a bakery. Recently, she opened her kaibar in the heart of Goroka Town. Betty employs 27 young people in her business and she is very proud of herself for providing that employment opportunity to young people. Hipa Trading is a registered business entity with the Investment Promotion Authority and the Internal Revenue Commission.
Barbara Yegiora

WARA SIMBU RIVERSIDE RESORT
" I started my business in 2009. My passion was in cooking food which led me to start up a catering business. I the eventually progressed into Guest-Huas business. I attend the SYB Training in 2010. The program greatly helped together with the continuous couching from late Maria Kalap which
helped me to successfully secured a bank loan from NDB and established my resort business now known as Wara Simbu Riverside Resort. I at times faced with challenges and struggles due to cash flow problem in Simbu province but with sheer determination and perseverance, I put into practise what I acquired from the training which helped the business to survive the test of time to date.
Simonn Moki

SILDA TRADING
The SME Corporation through its Business Advisory and Capacity Building Division, plays a vital role in planning, coordinating, and delivering ILO entrepreneurship training programs.
These programs are implemented in collaboration with key stakeholders to ensure effective training delivery and sustainable impact across the country.
In 2017, then known as the Small Business Development Corporation (SBDC), SME Corporation through its network partner Jabez Business Services hosted a two-week Start and Improve Your Business (SIYB) training in Goroka, Eastern Highlands Province. Jabez Business Services, led by Master Trainer Mrs. Linda Voyorite, is a key partner in MSME development for the highlands region particularly in Eastern Highlands Province.
One of the most remarkable participants in this training was Mr. Simon Moki, a visually impaired entrepreneur from Kama village. At the time, Mr. Moki was already operating a small trade store, which he had started in December 2016, but he faced numerous challenges in managing and sustaining it. Upon being invited by Mrs. Voyorite, Simon did not hesitate to register for the program.
The two-week SIYB training transformed Simon’s approach to business. “Mi amamas tru long dispela training,” he shared. “Nau mi save long mekim ol mak up long olgeta item blong mi long store, lukluk long ol expense, how long mekim profit na planti narapela samting long sait blong ronim bisnis.” With the support of his wife, who helps him run the store, Simon gained practical skills in stock control, expense tracking, profit-making, and overall business management.
One key takeaway from the training was the importance of formalizing a business and maintaining proper banking practices. After the training, Simon registered his business under the name Silda Trading and opened a business account with Bank South Pacific. He now employs family members to assist with daily operations. “Maski mi gat dispela bagarap long bodi, dispela ino stopim mi long mekim wok olsem ol narapela manmeri,” Simon proudly stated.
In a significant milestone last month, Simon received a K10, 000 Business Support Grant facilitated by SME Corporation’s Women, Youth and Disability Support Desk, in partnership with Business Link Pacific (BLP). This support further strengthened his business capacity. “Mi tok tenkiu long BLP na SME Corporation long halivim bisnis blong mi. Em fes taim long mi kisim kain halivim olsem,” Simon expressed gratefully.
Simon’s story is not just a testament to personal determination, but also an inspiring call to action for others. “Noken lukluk long disability blong yu,” he says. “Yu mas save olsem yu gat ability or potential we yu ken mekim samting olsem ol narapela manmeri.”
Saina Nelson

PAPATO BUS SERVICE
Meet Saina Nelson 45 years old from Yagaria Local Level Government in Lufa District of Eastern Highlands Province. Her story is of resilience and hard work. After she was certified by the SME Corporation then Small Business Development Corporation or SBDC in 2000 after the completion of the two weeks Start Your Business Entrepreneurship training, she did not start her business at that time as she
did not have any start-up capital. Saina did not give up that easily, with the skills gained from the 2 weeks training she struggled through working hard to save enough money to start her business. After 7 years, in 2007, she started her poultry business with the support of her husband. From the sales of chicken, they were able to save enough to start a trade store in 2010. In that same year, the couple purchased a vehicle to assist with their daily operations. Later in the years that followed, Saina purchased another vehicle, a Hyundai. She later purchased a 25-seater coaster bus which she later sold off. In 2024, she purchased a 25-seater coaster bus named it Papato which is now transporting people along the Highlands Highway. A very proud Saina said “Bifo mi na man blo mi slip lo haus kunai, nau mitupla wokim permanent haus. Mitupla gat ol wokman, mitupla still lukautim kakaruk yet, trade store em ron yet na man blo mi baim gold. Displa training em wanpla gutpla training”.
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Frequently Asked Questions
SME Corporation is a government Agency under the Ministry of Commerce and Industry and responsible for the MSME growth and development in Papua New Guinea (PNG) through various programs and projects.
There are two methods SME Entrepreneurship training is delivered.
- Flexible mode,
- Cluster groups;
- out of school to general MSMEs in an organized group.
- in school delivers to TVET and secondary schools.
To take part in the training provided by SME Corporation write to SME Corporation and express interest or enquire for more information.
The K200 million SME funds funded by government, K100 million was given to BSP and K80 million was given to NDB.
BSP services its existing SMEs whilst NDB disburse loans to both existing and start-ups. All MSMEs are encouraged to enquire at BSP and NDB for more information.
The difference between Business Name (BN) and Company is that Business Name is a Sole Proprietor (Individual). It is simple to start, less expensive and more suitable for micro businesses. A BN is selected when carrying on a business under a name, no legal entity is created and there is no limitation on liability.
The Company Name is selected upon incorporation and creates a special legal entity, distinct from its owners.
Business Registration is done at Investment Promotion Authority (IPA)
After IPA registration, then register TIN with Internal Revenue Commission (IRC)
